Environment for Retirement

March 01, 2019

Generational Shifts, Productivity and Growth: The Big Picture

Executive Summary

As we move more deeply into an aging society in the Western world, we have come to realize that the social and economic context of aging affects how we live, how much we choose to save and what we can expect from our pensions.

Few Canadians are financially ready for retirement. But this is only a small part of the problem: companies may not be ready either. Demographic movements could have an impact on corporate and investment-based pension fund performance because generation shifts may affect new contributions, productivity and growth.

In this paper, we look at how our aging society will have an effect on how we plan for our futures, whether or not we have a secure pension in place and discuss why corporations and organizations must create an ethical way to introduce their employees to financial management.

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